FY2025 · period end Dec '25 · from the 10-K filed Feb 7, 2026
Data as filed with the SEC, provided for information only — not investment advice.
| Metric | FY25Dec '25 | FY24Dec '24 | FY23Dec '23 | FY22Dec '22 | FY21Dec '21 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $3.55B | $3.50B | $2.24B | $3.02B | $4.22B |
| EPS (Diluted) | $9.28 | $8.55 | $5.19 | $6.15 | $7.34 |
| Metric | FY25Dec '25 | FY24Dec '24 | FY23Dec '23 | FY22Dec '22 | FY21Dec '21 |
|---|---|---|---|---|---|
| Total Assets | $119.09B | $119.46B | $117.48B | $104.56B | $95.75B |
| Total Liabilities | $102.33B | $102.88B | $103.58B | $91.69B | $82.09B |
| Stockholders' Equity | $16.77B | $16.58B | $13.90B | $12.87B | $13.65B |
| Cash & Equivalents | $0.69B | $0.65B | $1.40B | $1.50B | $8.34B |
| Total Debt | — | — | — | — | — |
| Metric | FY25Dec '25 | FY24Dec '24 | FY23Dec '23 | FY22Dec '22 | FY21Dec '21 |
|---|---|---|---|---|---|
| Operating Cash Flow | $9.85B | $9.85B | $8.59B | $6.69B | $7.10B |
| Capital Expenditures | — | — | — | — | — |
| Free Cash Flow | — | — | — | — | — |
| Metric | FY25Dec '25 | FY24Dec '24 | FY23Dec '23 | FY22Dec '22 | FY21Dec '21 |
|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — |
| Operating Margin | — | — | — | — | — |
| Net Margin | — | — | — | — | — |
| Return on Equity | 21.3% | 23.0% | 16.7% | 22.7% | 32.0% |
| Return on Assets | 3.0% | 3.0% | 2.0% | 3.0% | 4.4% |
| Debt / Equity | — | — | — | — | — |
Showing the most recent 5 annual periods. Get 15 years of history on the Pro plan, or full history back to 1993 plus the smart-money dataset and webhooks on Institutional.
| Form | Accession ID | Report Date | Filing Date | Accepted At | Source |
|---|---|---|---|---|---|
| 8-K | 0001601712-26-000037 | Sep 14, 2026 | Sep 14, 2026 | Sep 12, 2026 01:35 UTC | EDGAR |
| 8-K | 0001601712-26-000035 | Aug 17, 2026 | Aug 17, 2026 | Aug 15, 2026 01:37 UTC | EDGAR |
| 8-K | 0001193125-26-328719 | Jul 28, 2026 | Jul 31, 2026 | Aug 1, 2026 00:32 UTC | EDGAR |
| 10-Q | 0001601712-26-000033 | Jun 30, 2026 | Jul 23, 2026 | Jul 24, 2026 00:20 UTC | EDGAR |
| 8-K | 0001601712-26-000030 | Jul 21, 2026 | Jul 21, 2026 | Jul 21, 2026 14:00 UTC | EDGAR |
| 8-K | 0001601712-26-000031 | Jul 21, 2026 | Jul 21, 2026 | Jul 21, 2026 14:01 UTC | EDGAR |
| 8-K | 0001601712-26-000027 | Jun 29, 2026 | Jun 29, 2026 | Jun 30, 2026 00:07 UTC | EDGAR |
| 8-K | 0001601712-26-000025 | Jun 24, 2026 | Jun 25, 2026 | Jun 26, 2026 00:08 UTC | EDGAR |
Direct links to SEC EDGAR. SYF has additional filings available on the SEC site.
6 numbers Synchrony Financial later changed — same XBRL tag, both filings linked.
Net Cash Provided by (Used in) Operating Activities·Q1 2017
Major restatementwas$1.8B
Revised down in a 10-Q. Any P/OCF built on the original was 18.2% too low.
Net Cash Provided by (Used in) Operating Activities·Q2 2017
Notable restatementwas$3.5B
Revised down in a 10-Q. Any P/OCF built on the original was 9.8% too low.
Net Cash Provided by (Used in) Operating Activities·Q3 2017
Notable restatementwas$6.4B
Revised down in a 10-Q. Any P/OCF built on the original was 5.6% too low.
Net Cash Provided by (Used in) Operating Activities·FY 2016
Notable restatementwas$6.8B
Revised down in a 10-K. Any P/OCF built on the original was 4.8% too low.
Net Cash Provided by (Used in) Operating Activities·FY 2017
Notable restatementwas$8.9B
Revised down in a 10-K. Any P/OCF built on the original was 4.0% too low.
Net Cash Provided by (Used in) Financing Activities·Q2 2017
Major restatementwas$141M
Revised up in a 10-Q.
SYF is not the only one.
See every restatement we've found across the market — or get an alert the next time SYF revises a number.
Restatements are detected by comparing every vintage of a fact across all of Synchrony Financial's filings back to 1993. A revision is not by itself a sign of wrongdoing — companies re-file for many legitimate reasons. This list is not exhaustive: it shows SYF's most significant revisions, and a figure absent from it has not been certified as unrevised.
Who is buying and selling Synchrony Financial — insider transactions from Forms 3/4/5/144 and institutional ownership from 13F, 13D, and 13G filings, point-in-time stamped like every other fact in the library. Traders read it as a positioning signal; risk desks read it as concentration.
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