Valuein

Overview

CORPAY, INC.

CPAYNYSEFinancialsServices-Business Services, NECCIK 0001175454S&P 500

Latest 10-K: FY2025, filed Feb 27, 2026 · Open the 10-K (Inline XBRL) ↗

Revenue
$4.53B
13.9%YoYup from FY2024
TotalRevenue
Gross profit
Not reported
Operating income
$1.99B
11.6%YoYup from FY2024
OperatingIncome
Net income
$1.07B
6.6%YoYup from FY2024
NetIncome
Diluted EPS
$15.03
7.6%YoYup from FY2024
EPSDiluted
Diluted shares
71.1M
1.1%YoYdown from FY2024
WeightedAvgSharesDiluted

At a glance

Growth

  • CORPAY, INC. reported revenue of $4.53B for fiscal 2025, up 13.9% from fiscal 2024.
  • Revenue grew faster than the median S&P 500 member in 5 of the last 5 fiscal years.

Profitability

  • Operating margin was 44.0% and net margin was 23.6%, against a median net margin of 12.8% across S&P 500 members for the same fiscal year.

Per share

  • Diluted EPS was $15.03, up 7.6% from the prior year.
Loading insider and institutional summary

Written from the filed figures on this page by fixed rules — no AI.

Data as of Oct 23, 2026 · Sources: SEC EDGAR 10-K

Financial statements

Annual figures from the 10-K, most recent fiscal year first.

Income Statement

5 annual periods

Chip: YoY change.

Income Statement, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: S&P 500 median change. Line under a label: how many S&P 500 companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Revenue
$4.53B13.9%up
S&P 500 6.4%
$3.97B5.8%up
S&P 500 4.5%
$3.76B9.6%up
S&P 500 4.8%
$3.43B20.9%up
S&P 500 10.3%
$2.83B18.6%up
S&P 500 13.8%
12.4%
S&P 500 6.6%
Gross Profit
Median of 315 / 498
—
—
—
—
—
—
S&P 500 6.2%
Operating Income
Median of 373 / 498
$1.99B11.6%up
S&P 500 7.3%
$1.79B7.9%up
S&P 500 7.4%
$1.66B14.5%up
S&P 500 4.9%
$1.45B16.4%up
S&P 500 7.5%
$1.24B27.8%up
S&P 500 23.5%
12.6%
S&P 500 7.2%
Net Income
$1.07B6.6%up
S&P 500 4.8%
$1.00B2.2%up
S&P 500 5.7%
$0.98B2.9%up
S&P 500 1.9%
$0.95B13.7%up
S&P 500 1.3%
$0.84B19.2%up
S&P 500 33.9%
6.2%
S&P 500 4.1%
EPS (Diluted)
$15.037.6%up
S&P 500 6.2%
$13.975.8%up
S&P 500 7.9%
$13.206.3%up
S&P 500 1.9%
$12.4224.3%up
S&P 500 1.5%
$9.9923.0%up
S&P 500 34.8%
10.8%
S&P 500 5.6%

Balance Sheet

5 annual periods

Chip: YoY change.

Balance Sheet, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: S&P 500 median change. Line under a label: how many S&P 500 companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Total Assets
$26.41B47.1%up
S&P 500 5.6%
$17.96B16.0%up
S&P 500 3.4%
$15.48B9.8%up
S&P 500 4.1%
$14.09B5.1%up
S&P 500 2.2%
$13.40B19.7%up
S&P 500 6.7%
18.5%
S&P 500 4.7%
Total Liabilities
Median of 357 / 498
—
—
—
—
—
—
S&P 500 4.4%
Stockholders' Equity
$3.93B24.8%up
S&P 500 6.8%
$3.15B4.2%down
S&P 500 5.4%
$3.28B29.2%up
S&P 500 7.3%
$2.54B11.3%down
S&P 500 2.5%
$2.87B14.6%down
S&P 500 9.0%
8.2%
S&P 500 6.1%
Cash & Equivalents
$2.41B55.0%up
S&P 500 5.2%
$1.55B11.8%up
S&P 500 1.9%
$1.39B3.2%down
S&P 500 6.7%
$1.44B5.6%down
S&P 500 -8.6%
$1.52B62.6%up
S&P 500 -2.9%
12.2%
S&P 500 2.0%
Total Debt
Median of 393 / 498
$10.00B†25.1%up
S&P 500 2.3%
$8.00B†18.9%up
S&P 500 0.1%
$6.72B†4.5%down
S&P 500 0.1%
$7.04B†17.7%up
S&P 500 0.1%
$5.98B†395.8%up
S&P 500 0.0%
13.7%
S&P 500 3.7%

† Sum of short-term and long-term debt; the company files no total-debt line.

Cash Flow Statement

5 annual periods

Chip: YoY change.

Cash Flow Statement, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: S&P 500 median change. Line under a label: how many S&P 500 companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Operating Cash Flow
$1.50B22.7%down
S&P 500 6.3%
$1.94B7.6%down
S&P 500 4.8%
$2.10B178.4%up
S&P 500 9.9%
$0.75B36.9%down
S&P 500 -0.7%
$1.20B18.7%down
S&P 500 10.7%
5.8%
S&P 500 7.0%
Capital Expenditures
$200.76M14.6%up
S&P 500 5.4%
$175.18M13.9%up
S&P 500 2.8%
$153.82M1.6%up
S&P 500 11.3%
$151.43M35.8%up
S&P 500 14.0%
$111.53M42.2%up
S&P 500 8.1%
15.8%
S&P 500 9.0%
Free Cash Flow
Median of 378 / 498
$1.30B26.4%down
S&P 500 7.3%
$1.77B9.3%down
S&P 500 6.1%
$1.95B222.7%up
S&P 500 8.8%
$0.60B44.4%down
S&P 500 -11.3%
$1.09B22.1%down
S&P 500 10.2%
4.6%
S&P 500 4.9%

n/m: not meaningful — the base (the prior year, or the first year for the CAGR) was zero or negative, or a per-share figure’s share basis changed (stock split). “—” means the figure is not available.

S&P 500 median = median of the companies in the index on Dec 31 of each fiscal year, from their own 10-K filings; a change counts only companies whose prior year was positive. Each median uses every member that reports the line item; where fewer than 80% do (banks and insurers file no gross profit), the row names how many. Published where at least 250 companies report it. Updated 2026-10-20. This compares reported figures, not share-price returns. Methodology

Ratios & valuation

FY2025

Every ratio read two ways: Wall Street’s popular formula and the value investor’s stricter one. Same question, same unit. Pick a ratio.

Valuation · Earnings yield

What a dollar of market value earned

5.0%

Wall Street

on net earnings

FY2024 4.1%

6.1%

Value investor

on free cash flow

FY2024 7.3%

Gap +1.1 pts: Value-investor figure 1.1 points higher

How it’s calculated

Wall Street · on net earnings

Diluted EPS ÷ fiscal-year-end share price (1 ÷ P/E)

pe_ratio (ratio table)

P/E 20.0×

Value investor · on free cash flow

(Operating cash flow − capital expenditures) ÷ market capitalisation (fiscal-year-end close × weighted-average diluted shares)

free cash flow ÷ market cap

Each ratio measures one thing two ways, in the same unit: the popular formula, then a stricter one, so a lower figure is the stricter reading. Gap = value-investor figure minus Wall Street figure, from the figures shown.

Price-based ratios use the fiscal-year-end closing price. Free cash flow = operating cash flow − capital expenditures (we compute it; filings rarely report it). n/m = not meaningful (denominator ≤ 0); “—” = not reported. Each ratio’s formulas are under “How it’s calculated”.

Loading capital allocation

Smart money

Loading insider and institutional activity

Showing the most recent 5 annual periods. Get longer history on the Pro plan, or the full history (1993–present) plus the smart-money dataset and webhooks on Institutional.

Peers, filings & research

Loading sector peers
Loading recent filings

Research Reports

No published research on CPAY yet.

Reports appear here as analysts publish research on this company — built with Valuein's agentic workflows on data pinned to its SEC filing. Be the first: run equity_research_brief on CPAY and publish the result to your public profile.

Loading the data behind this page

Cite this page

Data as of Oct 23, 2026. Canonical address: https://valuein.biz/data/CPAY

APA-style text
Valuein. (2026, October 23). CORPAY, INC. (CPAY) financial statements, earnings power and smart-money summary [Data set]. Source: SEC EDGAR filings. https://valuein.biz/data/CPAY
BibTeX
@misc{valuein_cpay_2026,
  author = {{Valuein}},
  title = {CORPAY, INC. (CPAY) financial statements, earnings power and smart-money summary},
  year = {2026},
  howpublished = {\url{https://valuein.biz/data/CPAY}},
  note = {Data as of 2026-10-23; source: SEC EDGAR filings}
}
Open 10-K in SEC Inline XBRL viewer

10-K filed Feb 27, 2026 · accession 0001175454-26-000018

Agents: every figure Valuein's tools return carries a fact_id that traces to its SEC filing.

point-in-time · survivorship-free · every number traceable to its SEC filing