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Overview

ARCH CAPITAL GROUP LTD.

ACGLNASDAQFinancialsFire, Marine & Casualty InsuranceCIK 0000947484S&P 500

Latest 10-K: FY2025, filed Feb 26, 2026 · Open the 10-K (Inline XBRL) ↗

Revenue
$19.93B
14.3%YoYup from FY2024
TotalRevenue
Gross profit
Not reported
Net income
$4.40B
2.0%YoYup from FY2024
NetIncome
Diluted EPS
$11.60
3.7%YoYup from FY2024
EPSDiluted
Diluted shares
375.9M
1.5%YoYdown from FY2024
WeightedAvgSharesDiluted

At a glance

Growth

  • ARCH CAPITAL GROUP LTD. reported revenue of $19.93B for fiscal 2025, up 14.3% from fiscal 2024.
  • Revenue grew faster than the median S&P 500 member in 3 of the last 5 fiscal years.

Profitability

  • Net margin was 22.1%, against a median of 12.8% across S&P 500 members for the same fiscal year.

Per share

  • Diluted EPS was $11.60, up 3.7% from the prior year.
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Written from the filed figures on this page by fixed rules — no AI.

Data as of Oct 24, 2026 · Sources: SEC EDGAR 10-K

Financial statements

Annual figures from the 10-K, most recent fiscal year first.

Income Statement

5 annual periods

Chip: YoY change.

Income Statement, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: S&P 500 median change. Line under a label: how many S&P 500 companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Revenue
$19.93B14.3%up
S&P 500 6.4%
$17.44B27.9%up
S&P 500 4.5%
$13.63B41.8%up
S&P 500 4.8%
$9.61B3.9%up
S&P 500 10.3%
$9.25B8.7%up
S&P 500 13.8%
21.2%
S&P 500 6.6%
Gross Profit
Median of 315 / 498
—
—
—
—
—
—
S&P 500 6.2%
Operating Income
Median of 373 / 498
—
—
—
—
—
—
S&P 500 7.2%
Net Income
$4.40B2.0%up
S&P 500 4.8%
$4.31B2.9%down
S&P 500 5.7%
$4.44B201.0%up
S&P 500 1.9%
$1.48B31.6%down
S&P 500 1.3%
$2.16B53.5%up
S&P 500 33.9%
19.5%
S&P 500 4.1%
EPS (Diluted)
$11.603.7%up
S&P 500 6.2%
$11.193.7%down
S&P 500 7.9%
$11.62205.8%up
S&P 500 1.9%
$3.8027.3%down
S&P 500 1.5%
$5.2357.5%up
S&P 500 34.8%
22.0%
S&P 500 5.6%

Balance Sheet

5 annual periods

Chip: YoY change.

Balance Sheet, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: S&P 500 median change. Line under a label: how many S&P 500 companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Total Assets
$79.24B11.8%up
S&P 500 5.6%
$70.91B20.4%up
S&P 500 3.4%
$58.91B22.7%up
S&P 500 4.1%
$47.99B6.4%up
S&P 500 2.2%
$45.10B4.2%up
S&P 500 6.7%
15.1%
S&P 500 4.7%
Total Liabilities
Median of 357 / 498
$55.03B9.9%up
S&P 500 6.4%
$50.09B23.5%up
S&P 500 1.9%
$40.55B15.6%up
S&P 500 2.9%
$35.07B11.2%up
S&P 500 2.0%
$31.55B7.7%up
S&P 500 5.2%
14.9%
S&P 500 4.4%
Stockholders' Equity
$24.21B16.3%up
S&P 500 6.8%
$20.82B13.4%up
S&P 500 5.4%
$18.35B42.2%up
S&P 500 7.3%
$12.91B4.7%down
S&P 500 2.5%
$13.55B2.7%down
S&P 500 9.0%
15.6%
S&P 500 6.1%
Cash & Equivalents
$993.00M1.4%up
S&P 500 5.2%
$979.00M6.8%up
S&P 500 1.9%
$917.00M7.3%up
S&P 500 6.7%
$855.00M0.5%down
S&P 500 -8.6%
$859.00M5.2%down
S&P 500 -2.9%
3.7%
S&P 500 2.0%
Total Debt
Median of 393 / 498
—
—
—
—
—
—
S&P 500 3.7%

Cash Flow Statement

5 annual periods

Chip: YoY change.

Cash Flow Statement, annual, newest fiscal year first. 4Y CAGR: compound annual growth from the oldest to the newest year shown. Muted line: S&P 500 median change. Line under a label: how many S&P 500 companies its median rests on.
Line itemFY2025FY2024FY2023FY2022FY20214Y CAGR
Operating Cash Flow
$6.17B7.5%down
S&P 500 6.3%
$6.67B16.1%up
S&P 500 4.8%
$5.75B50.7%up
S&P 500 9.9%
$3.82B11.4%up
S&P 500 -0.7%
$3.42B18.7%up
S&P 500 10.7%
15.9%
S&P 500 7.0%
Capital Expenditures
$44.00M13.7%down
S&P 500 5.4%
$51.00M1.9%down
S&P 500 2.8%
$52.00M4.0%up
S&P 500 11.3%
$50.00M22.0%up
S&P 500 14.0%
$41.00M2.8%up
S&P 500 8.1%
1.8%
S&P 500 9.0%
Free Cash Flow
Median of 378 / 498
$6.13B7.5%down
S&P 500 7.3%
$6.62B16.2%up
S&P 500 6.1%
$5.70B51.3%up
S&P 500 8.8%
$3.77B11.3%up
S&P 500 -11.3%
$3.38B18.9%up
S&P 500 10.2%
16.0%
S&P 500 4.9%

n/m: not meaningful — the base (the prior year, or the first year for the CAGR) was zero or negative, or a per-share figure’s share basis changed (stock split). “—” means the figure is not available.

S&P 500 median = median of the companies in the index on Dec 31 of each fiscal year, from their own 10-K filings; a change counts only companies whose prior year was positive. Each median uses every member that reports the line item; where fewer than 80% do (banks and insurers file no gross profit), the row names how many. Published where at least 250 companies report it. Updated 2026-10-20. This compares reported figures, not share-price returns. Methodology

Ratios & valuation

FY2025

Every ratio read two ways: Wall Street’s popular formula and the value investor’s stricter one. Same question, same unit. Pick a ratio.

Valuation · Earnings yield

What a dollar of market value earned

12.1%

Wall Street

on net earnings

FY2024 12.1%

17.0%

Value investor

on free cash flow

FY2024 18.8%

Gap +4.9 pts: Value-investor figure 4.9 points higher

How it’s calculated

Wall Street · on net earnings

Diluted EPS ÷ fiscal-year-end share price (1 ÷ P/E)

pe_ratio (ratio table)

P/E 8.3×

Value investor · on free cash flow

(Operating cash flow − capital expenditures) ÷ market capitalisation (fiscal-year-end close × weighted-average diluted shares)

free cash flow ÷ market cap

Each ratio measures one thing two ways, in the same unit: the popular formula, then a stricter one, so a lower figure is the stricter reading. Gap = value-investor figure minus Wall Street figure, from the figures shown.

Price-based ratios use the fiscal-year-end closing price. Free cash flow = operating cash flow − capital expenditures (we compute it; filings rarely report it). n/m = not meaningful (denominator ≤ 0); “—” = not reported. Each ratio’s formulas are under “How it’s calculated”.

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Smart money

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Showing the most recent 5 annual periods. Get longer history on the Pro plan, or the full history (1993–present) plus the smart-money dataset and webhooks on Institutional.

Peers, filings & research

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Research Reports

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Cite this page

Data as of Oct 24, 2026. Canonical address: https://valuein.biz/data/ACGL

APA-style text
Valuein. (2026, October 24). ARCH CAPITAL GROUP LTD. (ACGL) financial statements, earnings power and smart-money summary [Data set]. Source: SEC EDGAR filings. https://valuein.biz/data/ACGL
BibTeX
@misc{valuein_acgl_2026,
  author = {{Valuein}},
  title = {ARCH CAPITAL GROUP LTD. (ACGL) financial statements, earnings power and smart-money summary},
  year = {2026},
  howpublished = {\url{https://valuein.biz/data/ACGL}},
  note = {Data as of 2026-10-24; source: SEC EDGAR filings}
}
Open 10-K in SEC Inline XBRL viewer

10-K filed Feb 26, 2026 · accession 0000947484-26-000017

Agents: every figure Valuein's tools return carries a fact_id that traces to its SEC filing.

point-in-time · survivorship-free · every number traceable to its SEC filing